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003: Mike Haggerty, Lender and Mortgage Consultant, opens up about the lending industry and explains how continuity has lead to his success.

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Episode 003 of Frederick Advice Givers features Mike Haggerty a senior loan officer/mortgage consultant with Presidental Bank Mortgage.  Mike dispels the myth that all buyers need 20% down payment to buy a home and explains that there are some very competitive, low down payment loans available today.  Mike explains how interest rates are now credit driven with the latest government reform, so having a higher credit score can help in today’s market.  He even talks about some local grant programs that are available to get buyers in homes for very low down payments.

Having been with Presidential since 1993, Mike has seen the ups and downs of the lending industry and interest rates.  Mike is a live long resident in the DC Metro area his commitment to the area, his clients, and his company is rooted from a deep family commitment.  Starting his career in the Bethesda office in 1993, Mike still is located locally focusing on the DC Metro area.  His expertise is helping clients find the right financial fit with client’s long-term goal.  Mike and his wife Roz moved from the DC area to Frederick in 1998 and still reside locally.  Stability is key for Mike as he is loyal to his company and this shows in his business as his customers are loyal to him with 98% of his business being repeat/referral.

Presidential is a regional mortgage company that processes and closes their own loans.  What this means to the consumer is that you have the personal feel of a local bank but the availability to offer the loan products offered by the national banks.

Mike comes from a large family with 7 siblings and is the 7th of 8th children.  Mike and his wife, Roz, have 4 children of their own ranging from a senior in high school to middle school.  As you listen to the interview it is evident that Mike comes from a strong familial background and this has transferred to his mortgage business and his commitment to each client and finding the best fit for their family needs.

When borrowers and home owners reach out to Mike about their mortgage needs they can be assured that he will look at their entire financial picture to make sure that they are matched with the best loan product available.

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Remember to subscribe on iTunes, just search “Frederick Advice Givers” or “Eric Verdi” in your podcast app, which can be downloaded from the app store, then click subscribe. This gives you a live feed to all future episodes, as they are released and before they are posted here.

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REVIEWS HELP A TON!

Thanks for joining me again this week. If you have any tips, suggestions, or comments about this episode, please be sure to leave them in the comment section below.

If you enjoyed this episode, please share it using the social media buttons you see at the bottom of the post. Thank you!

And finally, please leave an honest review for Frederick Advice Givers Podcast on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and I read each and every one of them.

002: Amazing Photographer, Annie Walters, talks about the keys to successfully telling a Home’s Story through photos.

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ENJOY THIS EPISODE:Annie

Episode 002 of Frederick Advice Givers features the incredible photographer Annie Walters of Sendsible Solutions.  Annie opens up about her journey from breaking her first camera in middle school to shooting her daughter, Olivia, and now doing photography full-time.  Specializing in real estate photography and being able to tell a Home’s Story visually.

Being born in Wisconsin and raised in the Midwest until the age of 10 when her father took a job in Maryland and they relocated to Middletown.  Annie, her fiance Joe and daughter Olivia still live in Middletown actually just a mile from where Anne grew up.  Annie’s about to start the next phase of motherhood as Olivia is about to be a teenager.

Annie explains the process of photographing homes and how she works each room in a methodical method taking photos from each corner of the room then spending hours editing the photographs so that when the agent receives the photos they POP.  Speaking of making a home POP, Annie explains the difference of photographing a home that has been staged vs a non-staged home and the advantages – visually -of staging a home.  On average Annie spends 4 to 6 hours on each home making sure the the photos depict the home as natural and appealing as possible.

When agents receive the 30 best pictures from Annie, pared down from the 200-300 photos taken during the shoot they know that Annie has presented the home, their listing in the best light.

Annie opens up about how she transitioned from a Real Estate Agent taking photos of her own listings to a full-time real estate photographer who is booked 2-3 weeks out for her shoots.

FIND US ON iTUNES:

Remember to subscribe on iTunes, just search “Frederick Advice Givers” or “Eric Verdi” in your podcast app, which can be downloaded from the app store, then click subscribe. This gives you a live feed to all future episodes, as they are released and before they are posted here.

– See more at: iTunes

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REVIEWS HELP A TON!

Thanks for joining me again this week. If you have any tips, suggestions, or comments about this episode, please be sure to leave them in the comment section below.

If you enjoyed this episode, please share it using the social media buttons you see at the bottom of the post. Thank you!

And finally, please leave an honest review for Frederick Advice Givers Podcast on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and I read each and every one of them.

001: Guest Ryan Sloper and Host Eric Verdi introduce the new Podcast Frederick Advice Givers. Ryan tells a Story about his new venture opening a Duck Donuts.

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Ryan Sloper is the epitome of an Entrepreneur, his vast businesses include Real Estate Investing, Real Estate Sales (building one of the most Ryan Sloperrecognized brands in Northern Virginia), holdings in a Mortgage Company, and the soon to open Duck Donuts.  Oh yeah, he is also the host of a successful Podcast, Real Estate 360.  The delves into the deeper meaning of financial data and trends in the Real Estate Industry.

Ryan opens up the show explaining to listeners exactly what a Podcast is and how he has gone from being a host on a local AM show to expanding to a Podcast that is on-demand radio.  Podcasting has exploded in the last few years and anyone can start a Podcast, but the true benefit comes because the listener can download episodes to their phone and listen anywhere, anytime.

ENJOY THIS EPISODE:

Enjoy the Pilot Episode of Frederick Advice Givers as Host Eric Verdi has veteran Podcaster, Ryan Sloper, join him to kick off the weekly show that will feature interviews with local Business Owner’s and Entrepreneurs.  Eric and Ryan discuss what exactly a Podcast is and how the world of radio is evolving from terrestrial “normal” radio to an on-demand “podcast” format.

Eric and Ryan then talk about Frederick Advice Givers and the format the Podcast will have.  Eric will interview Frederick’s Brightest Minds on a weekly basis.  These interviews will be ‘Story’ based and will give the listener a deeper connection to the Entrepreneur.   No cookie-cutter elevator speeches here, just 2 people telling stories about themselves professionally and personally.

Ryan is opening a Duck Donuts franchise in Northern Va. and the story about how Ryan goes from selling homes to opening a Donut Shop is entertaining.  How kids literally watch their donuts being made in front of their eyes.  Face pressed against glass as they pick our their own toppings.  Soon to be a hit in Northern Va.

Eric talks about his recent Disney Experience and how Disney goes above and beyond to deliver an amazing experience to their customers.  And on the last day of their trip a Disney employee actually had ‘Mickey Mouse’ buy Eric’s son a souvenir.

Find Us on iTunes:

Remember to subscribe on iTunes, just search “Frederick Advice Givers” or “Eric Verdi” in your podcast app, which can be downloaded from the app store, then click subscribe. This gives you a live feed to all future episodes, as they are released and before they are posted here.

– See more at: iTunes

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Reviews Help a Ton!

Thanks for joining me again this week. If you have any tips, suggestions, or comments about this episode, please be sure to leave them in the comment section below.

If you enjoyed this episode, please share it using the social media buttons you see at the bottom of the post. Thank you!

And finally, please leave an honest review for Frederick Advice Givers Podcast on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and I read each and every one of them.