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Precious Metal Advisor Damion Lupo joins Frederick Advice Givers to dispel the myths and point out the advantages of investing in Gold and Silver.  Damion’s story takes us back to when the real estate market crashed in 2008 and he was looking for something safe during the meltdown.  He researched and found that precious metals were an investment that was not manipulated by the big wigs of Wall Street.  He created a company that is the ONLY  one in the US that offers actual delivery to its clients of precious metals as part of a QRP (Qualified Retirement Plan).

One of the unique services you’ll have access to at My Gold Advisor is the QRP, a customized Total Control self directed Gold and Silver 401(k) plan that allows you the option to use your 401(k) or IRA money to buy and HOLD physical gold and silver.  Damion’s book on the power of the QRP is available at Amazon.com

Damion explains 4 benefits of investing in Precious Metals that some overlook when looking at investment alternatives being:

1- Ease of Transfer of Assets:  With Precious metals being a physical holding, transfer and disposition of investments can be done easier as the product is more liquid.

2- Guard Against Inflation:  Precious Metals… Gold, Silver, Platinum, etc are safe guards against inflation as the investment is based on supply and demand not manipulated by Wall Street.

3- Certainty of Investments:  Unlike Stocks that are paper investments, Precious metals are physical.  Can be held, and can be sold and transferred privately between parties.

4- Counter Party Risk:  Because there is Open Trade market for metals, the risk of one party manipulating the value against another is reduced.

 

LINKS AND RESOURCES FROM THIS EPISODE:

• My Gold Advisor

REVIEWS HELP A TON!

Thanks for joining me again this week. If you have any tips, suggestions, or comments about this episode, please be sure to leave them in the comment section below.

If you enjoyed this episode, please share it using the social media buttons you see at the bottom of the post. Thank you!

And finally, please leave an honest review for Frederick Advice Givers Podcast on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and I read each and every one of them.

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Lee Anderson, better known as Mr. Lee to his students, takes us on a journey from his days when he was a young 8 year old looking for an activity to do in the summer.  His mom noticed some neighborhood children wearing karate outfits and she immediately enrolled her son in Karate.  ‘Mr. Lee’ has been involved in martial arts and karate ever since teaching thousands of kids throughout the years.

Then the opportunity came to run the Kicks Karate in Urbana and he jumped at the opportunity.  Kicks Karate focuses on the long-term development of children starting them at a young age and helping them take a journey through multiple belt tests.  Kicks strives to achieve personal growth with each participant and can individualize coaching if needed.

Mr. Lee goes into depth on the 5 five benefits of karate:

1- Stretching- Kids start at a young age learning how to properly stretch and done properly, promotes flexibility.

2- Muscle Development- Part of the discipline of Kicks Karate is to promote muscle development from physical activity.

3- Mental Development- Students learn self confidence and mental growth through structured activity.

4- Discipline- There is a certain discipline it takes to move from one belt to another in Karate.

5- Personal Accomplishments- At Kicks, and karate as a whole, the sense of accomplishment that the students achieve going from one level, one belt to the next promotes long-term benefits from setting goals and attaining those goals.

If you want to find out more about Karate and Kicks, pop in to see Mr. Lee at the Kicks Karate Studio in the Giant Shopping Center in Urbana, directly across from the public library.

LINKS AND RESOURCES FROM THIS EPISODE:

• Kicks Karate

REVIEWS HELP A TON!

Thanks for joining me again this week. If you have any tips, suggestions, or comments about this episode, please be sure to leave them in the comment section below.

If you enjoyed this episode, please share it using the social media buttons you see at the bottom of the post. Thank you!

And finally, please leave an honest review for Frederick Advice Givers Podcast on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and I read each and every one of them.

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Dr. Menocal shares his story of being born in Cuba, his family leaving ‘the island’ for a better live in the United States.  However, there were a few detours in his journey that finally lead him to Maryland in the early 1980s.

Dr. Menocal completed his residency in Family Medicine from Georgetown University, after completing his medical degree from Universidad Javeriana school of Medicine. Bogota, Colombia in 1982.

He and his wife moved to Frederick and Dr. Menocal joined a small family practice run by Dr. Riddick and Dr. Hickey that was in the shadows of Frederick Memorial Hospital.  He quickly became a partner in the practice and as Dr. Riddick and Dr. Hickey were nearing retirement, Dr. Menocal partnered with another young physician, Dr. Casagrande.

They grew this practice into ‘Parkview Medical Group’, one of the largest family practices in Frederick County and with growth came a merger with the regional healthcare system of Frederick Memorial Hospital.

About this time, Dr. Menocal saw a need for the ‘under-served’ community in Frederick.  Newborns and Infants of this demographic were not receiving proper healthcare and immunizations so Dr. Menocal vowed that he would start a practice helping the under served community and that he ‘would never turn away a patient’.  After 9 years of running his own practice, Menocal Family Practice, Dr. Menocal has personally given tens of thousands vaccines newborns and infants and has impacted thousands of lives in Frederick and surrounding areas.

His practice has grown to the point where his demand has grown and he has 2 other satellite offices to serve area residents.

Although his practice was founded for Newborns and Infants, he has many clients that have followed him from his Parkview Medical Group days and sees any age demographic.

Menocal Family Practice accepts cash, credit, and most insurances.

He still lives in the area and has 2 grown children that are making their own paths in their lives.  You can hear the ‘proud papa’ talk about his daughter Natalia, and son Andres.

If you are looking for a physician/provider that always looks out for his patients and is avid in giving back to the community, look no further than Dr. Julio Menocal.

LINKS AND RESOURCES FROM THIS EPISODE:

• Menocal Family Practice
• Dr. Menocal’s Bio

REVIEWS HELP A TON!

Thanks for joining me again this week. If you have any tips, suggestions, or comments about this episode, please be sure to leave them in the comment section below.

If you enjoyed this episode, please share it using the social media buttons you see at the bottom of the post. Thank you!

And finally, please leave an honest review for Frederick Advice Givers Podcast on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and I read each and every one of them.

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After using doTerra for nearly a year and seeing the amazing results achieved by her family, in particular her young children, Aleena decided that doTerra was a company that supported her lifestyle and philosophies on health and wellness.

Aleena, with the support of her husband Mike, decided to become a doTerra Wellness Advocate the first of the year.  It has been a wonderful experience and the results her clients have received, especially those with young children has been phenomenal.

Having attended and graduated from the University of Maryland, Aleena and Mike decided that Frederick was the ideal location to raise a family.  They now have 3 young children, including twins.  Life in the Steele household is busy and that’s why doTerra has been an amazing fit it gives Aleena the flexibility to grow her business why also raising a young family.

If you have interest in learning about the benefits of doTerra essential oils or joining as an Independent Wellness Advocate, Aleena would be happy to chat with you, the best way to start the process is through email.  Feel free to email Aleena at AleenaSteele@gmail.com.

LINKS AND RESOURCES FROM THIS EPISODE:

• doTerra

REVIEWS HELP A TON!

Thanks for joining me again this week. If you have any tips, suggestions, or comments about this episode, please be sure to leave them in the comment section below.

If you enjoyed this episode, please share it using the social media buttons you see at the bottom of the post. Thank you!

And finally, please leave an honest review for Frederick Advice Givers Podcast on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and I read each and every one of them.

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Chris Popple is an amazing Entrepreneur in every sense of the word.  Chris and his then, bride-to-be Melissa, wanted something different as a floral arrangement for their center piece on their wedding day but were unable to find a florist that could deliver their request.  So, Chris and his groomsmen pulled together, last minute, an incredible center piece that had all the guests talking.

Chris and Melissa had such amazing feedback that they decided to venture out on their own and open a boutique type florist.  They bring tastes from all over the world having lived in Australia, the Far-East, London, New York to their shop located on Main Street in Middletown.

The business has flourished and Chris and Melissa have adapted with the times even offering courses and Do-It-Yourself classes for Brides.

The Following is From Candlelight’s Website:

Candlelight Floral Designs is a full service floral and event design company based in Frederick county MD. Using locally grown and sustainably farmed flowers our passion for all things flora translates into beautiful bouquets and arrangements for your wedding or special event.

‘Studio 36′ is our workshop space. Here we offer classes to the community, not only in floral design, but also a wide array of other subjects too with the help of local knowledgeable gurus.

It is in this space that we host DIY brides and couples for the “DIY Wine & Design!”. The bridal party, friends and family can enjoy a fun evening together arranging the flowers for the wedding. There is no prior experience of flower arranging necessary, we will teach you everything you need to know, and will be there to help and guide you every step of the way. This is not only a memorable experience, but is also a great ice breaker, giving your guests something to talk about on the day of the wedding! You then leave the flowers with us at the studio so they can be stored correctly and we will deliver and set them up on the day at the venue. Simple!

We also offer arrangements to hotels and businesses.  Make sure the next time you are in Middletown that you stop by Candlelight Florist, next to The Main Cup on Main Street.

LINKS AND RESOURCES FROM THIS EPISODE:

• Candlelight Floral On Facebook
• Candlelight Floral Designs

REVIEWS HELP A TON!

Thanks for joining me again this week. If you have any tips, suggestions, or comments about this episode, please be sure to leave them in the comment section below.

If you enjoyed this episode, please share it using the social media buttons you see at the bottom of the post. Thank you!

And finally, please leave an honest review for Frederick Advice Givers Podcast on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and I read each and every one of them.

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Sean Quill explains how after nearly 2 decades in the corporate world he took the plunge to running his own insurance agency in Frederick 3 years ago in the Spring of 2012.  Sean, having grown up in Frederick county, first being raised near the Urbana area and then later in the Union Bridge area and graduating from Walkersville and then choosing to raise his family in Frederick has roots that run deep locally.

After graduating from Frostburg in depressed job market in the late 1990s, Sean took a ‘sabbatical’ to Colorado where he worked on a ranch and honed one of his passions, Skiing.  Sean returned to Frederick County, this time landing an account services job.  He worked his way up the corporate ladder becoming a commercial lender with Farmers and Mechanics Bank.  After that Sean landed a job with Sandy Spring Bank where he was a commercial lender until 2012.

Sean had known his insurance agent since he was growing up in Frederick and when the opportunity for him to hand-pick his successor Sean was at the top of his list.  Sean, with the support of his wife Heather and two daughters, Khloe and Kampbell took the plunge into running his own business and becoming an Entrepreneur.

Sean explains how you need to be careful of your insurance policy and that you want to make sure that you are adequately insured for your home, auto, and life.  Being under-insured is a liability that could cause financial hardship and that the few dollars a month you might save on a premium could cost you dearly when insurance is needed.

Nationwide has a niche with commercial insurance and this is something that Sean uses to his advantage with this commercial banking background.

In his spare time you can probably catch Sean, Heather and his daughters on the slopes in the winter or Sean is always volunteering his time and services in the community with Alive at 5, Chamber of Commerce, Rotary, and Tourism Council.

If you are looking for insurance or just want a policy review, make sure you give Sean a call.

LINKS AND RESOURCES FROM THIS EPISODE:

• Sean Quill Nationwide Facebook

REVIEWS HELP A TON!

Thanks for joining me again this week. If you have any tips, suggestions, or comments about this episode, please be sure to leave them in the comment section below.

If you enjoyed this episode, please share it using the social media buttons you see at the bottom of the post. Thank you!

And finally, please leave an honest review for Frederick Advice Givers Podcast on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show and I read each and every one of them.